Showing posts with label Education loan. Show all posts
Showing posts with label Education loan. Show all posts

Wednesday, May 15, 2019

How to apply education loan?

How to apply  What is education loan? 

Hello friends Aaj me Apko Education loan kya hai or kese lete hai puri jankari Apko is post me milegi. Pichle kuch samay se education ka praman bahot badh gaya hai. Or student ko Apni jarurat pura karne ke liye bahot sare paise ka intjam karna padta hai, or middle class students ke liye high education prapt karna mushkil ho jata hai  Is problem ko dhyan me rakhte huae sarkar or dusri sanstha dvara middle class student ke liye Education loan ka nirman kiya gaya hai.Or koi bhi student achi shikshan prapt kar sake is liye Education loan le kar aage badhne me madad mile aesi vyavshtha khadi ki hai

Jese har chij ke daam badhe hai, vaisa hi shikshan me hua hai, private school  private college, high leval course  tushan class, inki fees bahot badh gayi hai or ye middle class students ke liye bharna bahot muskil hota hai isliye sarkari banko ne ye yojna ka nirman kiya hai  or salo baad samay aane par aap vapsi kar sakte hai, iske sath Education loan me dusre loan ke mukable jyada suvidhae dee jati hai, iska pura Details niche diya gaya hai aap follow kare. 

Aaj bhi kai students Aese hai jo family ki samany paristhiti hone se padhai ka kharcha nahi utha pate or paise ki problem se padhai bich me hi chodna padta hai, aese me aap Education loan le kar aap apni padhai pura kar sakte hai or aage apna fyuchar bana sakte hai. Education loan kya hai ? kese le ? Education loan ke prakar, yogyta or labh. Ummid hai ki aapko is post padh kar Education loan lena aasan ho jayega. 

Education loan kya hai ? Or Education loan par vyajadar kitna lagta hai ? 

Sarkar ne Education loan par vyajdar na ke jyada rakha hai, barabar rakha he  Kyonki student ko vapasi karne me aasani ho  lekin aaj bhi kai sanstha or private bank hoti hai
Jo Education loan par vyaj nahi leta hai,
Education loan me Home loan, pursanal loan se bahot cam vyajadar hota hai, jis bank ya sanstha se aap Education loan ke vyajadar kitna hai wo pata lagale. 
Me aapko Recommend karuga ki aapke liye jo bhi sanstha ho bank ho, iske baare me pehle sari jankari prapt karle iske baad hi Education loan lene ke baare me Aage badhe.  

Apni jaroorat ke hisaab se loan le. 

Apni jarurat ke hisaab se loan lenge To Aapko kabhi bhi bhavishya me problem nahi Aayegi, jyada loan lene se koi problem to nahi Aayega lekin loan Riturn karne me muskil na ho utna hi loan le.

Bank processing fees

Bank ya sanstha jaha se bhi Aap loan le Apply karte samay prosesing fees Dene ko bole to inkar kardo ya shikayat karo kyoki Education loan ki prosesing charg 00 hai or koi bhi bank me bhi na de prosesing fee se bache .

Education loan approve kese kare ? 

Educational loan approve karne ke liye savdhani rakhe, Aaj kal Loan lena koi badi bat nahi par kuch savdhani rakhni hai , Education loan ke doran bank ke niymo anusar dastavejo, or course ke bare me jankari or loan lekar aap un paiso ka use kaha karnevale hai sabhi bank ke sath sher kare . 

Education loan jaruri dastavejo Details

Jab aap education loan lene ka man bana lete hai  tabhi aapko jaruri dastavejo niche diye hai aap ko bank ke nirdesh anusar sahit dastavej or veryfi ID ki jarurat hogi. 
  • Education Qualification
  • photograph,
  • Residence Proof
  • School Marksheet
  • Graduation Marksheet
  • Bank Last 6 Months Transection
  • Age Proof
  • Income Proof)
  • Course Details
  • Scoralsheep Document
Dosto ye sab jaruri dastavejo ki list hai, fir bhi sabhi Bank ke niyam same nahi hote isme koi dastavej nahi honge to chalega or kuch documents ki jarurat bhi ho sakti hai . 

Educational loan ke prakar

Bank ne loan ko char prakar me vibhajit kiya hai. Education loan bhi alag alag prakar ke hote hai, Loan ke prakar ka mukhy hetu ye he ki koi bhi student apni jarurat ke hisab se loan ko manage kar sake or yogy loan le sake. 

  1. Kariyar Education loan
Kariyar Education loan un studantas ko milta hai jo apna kariyar technical school ya college me admission lena chahte ho to use kariyar loan milega.

 2. Abhibhavko Education loan 

Loan ka doosra prakar he ye loan unhi ko milta hai jo apne ristedar ke bachche ko apne kharch par padhana chahte hai  Abhibhavko loan doosre ke bacche ko pradhane me saxsam nahi hai. Aese logo ke liye banaya gaya hai bacche ke ristaydar is prakaar ka education loan le kar bachche ki fees or padhai ki chijo or doosre kharcho ke liye upyog karte hai. 

 3. Undergraduate Education loan 

Ye loan unhi studantas ko milta hai jisne apni high Secondary shiksha purn kar li ho or aage kisi yunivarsiti me gredutishan pura karna chahte hain . 

 4. gredutishan education loan

Jin students ne apna grajution kar liya hai or aage ja kar tin ya char sal ke liye master karna chahte hai ase studants grajution loan ke liye aavedan kar sakte hai  Ase total char prakar Education loan upalabdh hai aap jis category me aate hai iske liye apply kar sakte hai . 

Education loan praapt karane ke liye yogyta
Education loan prapt karne ke liye sahi yogyata ki jarurat hoti hai. Or ye loan students ko hi milnevale hai to or loan ke mukable isme yogyata me badlav kiye gaye hai,dhyan se padhe .

  • Jo students loan ke liye Application de rahe hai ye post grajution  enjiniyring course, madical, Hotal management, aese course ke liye hi milega . 
  • Loan lenevala vyakti bharat ka nagrik hona chahiye, or umar maryada Bank nahi mangta. Lekin kuch bank hai jo umarr maryada ko dhyan me rakhkar loan deta hai. 
  • Bhartiy rizarv bank ke niymo ke anusar students ne pehle kahi se loan liya hua nahi hona chahiye, isliye pichle 6 month ka data dena jaruri hai 
  • Loan lene se pehle student ne high Secondary school ki shiksha puri kiya hua hona chahiye . 
  • Sabhi bank loan dene se pehle garntar ko bulaati hai, lekin Education loan aap ko bina garntar ke loan de sakta hai, lekin usme ek samaysima hoti hai agar aap 4 lacs se uper education loan lene vale hai tabhi aapko garntar ki jaroorat nahi hogi.
  • Bank repayment par vichar kar ke loan deta hai, kai bank course pura hone ke baad ek sal bad replysment bharne ki suvidha deta hai to aap replace ment par vichar kar sakte hai. 

Ye sab uski yogyata Education loan ke samay bank mangta hai  isme puri tarah se saxsham student ko hi loan diya jata hai or ye niyam sabhi ke liye ek jese hi hai . 
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